Getting help is easier than you think.
Verify Your Insurance Coverage
Complete the secure form below to check your insurance benefits for addiction and mental health treatment. Our admissions team will contact your provider, confirm your coverage, and explain your options clearly. We accept most major insurance plans. Verification is free and does not obligate you to begin treatment.
Why Insurance Coverage Matters for Addiction & Mental Health Treatment
Many people delay getting help because they assume addiction treatment or mental health care won’t be covered by insurance. In reality, federal law requires most health insurance plans to include these services.
Under the Affordable Care Act (ACA), substance use disorder treatment and mental health services are classified as Essential Health Benefits. This means most major insurance plans are legally required to provide coverage for services such as:
In addition, the Mental Health Parity and Addiction Equity Act (MHPAEA) requires insurers to treat mental health and substance use benefits similarly to medical and surgical benefits. This helps prevent insurance companies from placing stricter limits on behavioral health care.
Why This Matters for You
Treatment Is More Accessible Than You Think
Many individuals are surprised to learn their plan covers a significant portion of addiction rehab or mental health treatment.
Coverage Reduces Financial Barriers
Because addiction treatment is recognized as a medical necessity, insurance often covers a large portion of care, making recovery more financially attainable.
Early Treatment Improves Outcomes
When financial concerns are reduced, individuals can enter treatment sooner, which leads to better long-term recovery outcomes.
You Have Legal Protections
Federal law helps ensure you have access to medically necessary behavioral health services.
Every insurance plan is different, which is why verifying your specific benefits is the next important step.
We make insurance verification simple, confidential, and completely free.
How the Insurance Verification Process Works
Step 1: Submit Your Insurance Information
The process begins when you provide your insurance details through our secure online verification form or by speaking directly with our admissions team. Basic information such as the name of your insurance provider, the policy holder’s information, and your member ID number allows us to initiate the review. If you do not have your insurance card available, our team can help guide you through what is needed so we can still begin the process quickly and efficiently.
Step 2: We Contact Your Insurance Provider
Once we receive your information, our admissions specialists contact your insurance company directly to confirm that your policy is active and to review your behavioral health benefits. We assess whether services are in-network or out-of-network, determine what levels of care are covered, and identify any prior authorization requirements. This step allows us to understand exactly how your plan applies to addiction and mental health treatment.
Step 3: We Review Your Coverage Details
After speaking with your insurance provider, we carefully review the specifics of your benefits, including deductibles, copayments, coinsurance, and any out-of-pocket responsibilities. We also confirm the duration and scope of coverage for services such as detox, residential treatment, partial hospitalization, and outpatient care. This ensures there are no surprises and that you have a clear picture of your financial responsibility.
Step 4: We Explain Your Benefits and Plan Next Steps
Once verification is complete, a member of our team will explain your coverage. We answer any questions you may have and discuss what options are available based on your benefits. There is no obligation to begin treatment after verifying your insurance. Our goal is to provide transparency and remove uncertainty so you can make an informed decision about moving forward with care.
What If You Don’t Have Insurance?
If you do not currently have health insurance, there are still several ways to access addiction and mental health treatment. Our admissions team works closely with individuals and families to identify the most appropriate financial pathway based on their circumstances.
- Self-Pay and Payment Plans: You can pay privately for treatment with clear, upfront pricing. Payment plans may be available depending on the program.
- Medicaid and State-Funded Programs: If you qualify based on income, Medicaid or state-funded programs may cover addiction and mental health treatment under ACA guidelines.
- Healthcare Financing: Third-party financing options may allow you to start treatment now and pay over time.
- Scholarships and Nonprofit Assistance Limited scholarship or nonprofit-funded options may be available for those with financial hardship. Our team can help determine eligibility.
Our team is here to help you explore every available option so financial concerns do not stand in the way of getting help.